In most cases, an individual can only be eligible to receive either SSI or SSDI benefits, but never both. However, there are rare circumstances that would allow someone to qualify for both at the same time. This is what’s referred to as a “concurrent claim”. Read on to find out if you can claim both SSI and SSDI benefits for yourself.
What is a Concurrent Claim?
A concurrent claim is a claim that can be taken in by both the SSI and SSDI programs. Ordinarily, this is for persons who might be eligible to receive social security disability benefits but would only receive a small monthly payment check, one that’s less than if they received a full SSI benefit amount. If approved for disability, the applicant can receive more monthly benefits than they normally would.
How Do I Qualify for Both?
As stated, a person must first be receiving SSI disability benefits less than the full SSI benefit amount. That said, you can apply for SSI, SSDI or both, but only the SSA can decide whether your claim can be considered concurrent. Basically, the process for approval of a concurrent claim is the same as the SSI and SSDI.
How Much Will You Receive?
The maximum amount of benefits you can receive is $733 per month if you qualify for both. The added benefit is that you may be eligible to get on Medicare if you are eligible to receive benefits for both SSDI and SSI.