Picking the most suitable and affordable plan will definitely be the biggest concern for patients, and they shouldn’t rely on their old methods if they want to achieve that. A survey from the state’s Insurance Department revealed that previously, patients took only an average of 15 minutes shopping for a plan. Their decisions were largely based on the premium payments.
In reviewing new health insurance marketplace coverage options, patients need to consider the out-of-pocket expenses linked to their coverage, aside from premium rates. They must check the plan’s affordability by factoring in the copays, deductibles, and other expenses that they need to satisfy if they use the health insurance, which could easily amount to thousands of dollars per individual.