Preparing for the 2015 Health Coverage Application

Open enrollment for any of the available Marketplace health plans with 2015 coverage will start on November 15 and will end on February 15 next year. Prior to the regular enrollment period, people need to educate themselves on how to choose the appropriate health insurance plan, as well as gather the supporting documents required for submission.

As part of the Affordable Care Act, the new Health Insurance Marketplace established five health plan categories that people can choose from: Bronze, Silver, Gold, Platinum, and Catastrophic. Reading up on the information regarding these categories ahead of the enrollment period will ensure that prospective buyers can make informed decisions and have more time to compare and assess the suitability of each of these coverage options to their particular needs.

Those who are looking to purchase policies are also encouraged to secure identification documents and other vital, legally recognized paperwork from the relevant authorities as early as now (visiting the Health Insurance Marketplace website will yield a checklist of these requirements). This is because while the three-month period for enrollment may seem long, there might not be enough time to gather all of the requirements for a particular policy if there is a delay in taking these steps.

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